Most identity thieves can take bits and pieces of information from just about anything or anywhere and use that information to steal your identity. A stolen identity means they can apply for new credit cards in your name (cards you won’t know about so you won’t be able to tell the bank the charges are unauthorized), and even worse – identity thieves can use the information the steal to take out car loans and even make false IDs to apply for a mortgage in your name. Identity theft can ruin your credit report and a bad credit report can keep you from getting a good job, keep you from getting good insurance rates, keep you from getting good interest rates on your current cards, and keep you from getting additional cards or loans for any reason. Identity theft can take years to fix. For this reason we review products and services that claim to help protect your identity.
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